Short Term
Financing Options

Bridging the gap between the sale of your existing home and the purchase of your next home.

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Have you sold your property, and want to buy something else right away, but you're a little short on cash in the interim? We can help.


Deposit Loan 

If you have a a firm offer on your home, and you'd like to make a strong offer on another property, but you don't have the funds available for the deposit because the sale of your existing property hasn't gone through yet...

You need a deposit loan. We can help you with that.

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Bridge Financing

If you have a firm offer on your home, and you already have an accepted offer on another property, but the closing dates don't line up, and you need to access funds from the sale of your property ...


You need bridge financing. We can help you with that.

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Don't let the stress of short term financing cause you to miss out on buying your next property!

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About Us


At Pacific Horizon Lending, we help you with two things, a deposit loan and/or bridge financing. That's it. We don't arrange mortgage financing, we don't sell real estate, we can't tell you what your property is worth, and we certainly won't provide you with legal advice. We provide simple, short term financing solutions to people like you. Although we don't have a robust product offering, what we do, we do really well.


If you have a firm offer on your existing property, and you require financing to bridge the gap between the time the sale actually goes through and your immediate need to make an offer on a new property, we have the solution for you. We help people in your situation every day.


There are no upfront costs in applying, so there should be no hesitation in contacting us. If you've made it this far, go ahead, let's get the process started. In fact, we make it pretty simple; here's our four-step plan:


  1. Click on the apply now button to provide us with your information.
  2. Someone from our team will connect with you to outline the process and required documents.
  3. We'll work together to complete the paperwork.
  4. The money will be deposited into your bank account within 24 hours of final approval.


Easy as that. We understand that buying and selling property with very specific timelines for financing can be stressful. We're happy to guide you through the process.


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John Doe's Image
Having used deposit loan services in the past, I have to tell you, this has been the easiest service that I have used to date. Pacific Horizon Lending is very flexible with accommodating my clients and the rates are very reasonable considering the nature of short-term lending.

The deposit lending services here have been such a relief to my clients, it has been the final piece in the financing puzzle and in a competitive housing market, can be the difference of getting your offer accepted.

As a mortgage broker, I have received praise from my clients for being able to provide options, even when they have been turned away by their own banks.

Sabeena Bubber | Mortgage Professional

We found the house of our dreams but didn’t know how we were going to be able to arrange the financing as our house sale hadn't fully gone through. We had an unconditional offer but didn't have any cash on hand (without taking from our investments).

Pacific Horizon Lending was able to help us access the equity we had tied up in the sale of our home to make a strong deposit, we got an accepted offer in a very competitive housing market. We're so happy with how it all worked out.

Would highly recommend working with them, super easy and affordable.

Dan & Margaret | Happy Homeowners

Pacific Horizon Lending is a lender I would highly recommend for deposit lending. In my experience dealing with them directly, I have found them to be fast, efficient, easy to deal with, and what matters most, is that my clients loved them as well.

Pacific Horizon Lending is my number one option for deposit lending.

Luisa Hough | Xeva Mortgage